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Claiming Against An Uninsured Driver in Northern Ireland

If you were involved in a car accident with an uninsured driver in Northern Ireland, our personal injury solicitors are ready to help you with your compensation claim. We’ve been assisting drivers in Belfast and across Northern Ireland for over 50 years. Get the expert legal advice you deserve. Start your claim against an uninsured driver by contacting our solicitors in Belfast, Glengormley, and Carrickfergus. We offer free and confidential telephone consultations with qualified solicitors. 

How our solicitors can help if you’ve been hit by an uninsured driver

Every day, innocent people across Northern Ireland are hit by uninsured drivers. It’s an incredibly difficult situation, which is made so much worse by the uncertainty over whether you’ll be able to receive the compensation you deserve.

At Paschal O’Hare Solicitors, we understand the physical, emotional and financial burdens you now face. Our solicitors have been helping people hit by uninsured drivers for over 50 years and we’re confident we can help you as well. The process is a little different because you are not claiming against the other driver’s insurer, however our solicitors have the expertise to guide you through the entire claims process. 

An uninsured driver hit me, what can I do?

If you are involved in an accident with a driver who isn’t insured, it is best to try to take down as much information as possible, including:

  • Where the accident took place
  • Time and date of the accident
  • Any details about the other car, including the colour and model
  • The name of the other driver and their contact details.
  • The names of any witnesses on the scene. 
  • Take photos of the scene, including damage to your car. 

Additionally, NI Direct recommends that you contact the police and report the uninsured driver. This is particularly important if the other driver doesn’t want to provide you with any important details.

If you have any questions about making an injury claim, reach out to our firm. Our personal injury solicitors are here to help. 

What is the Motor Insurers’ Bureau (MIB) and how does it help?

Claiming against an uninsured driver is a little different from the usual personal injury claims process. These sorts of claims are handled by the Motor Insurance Bureau, also known as the MIB. It is a body especially created to compensate victims that have been involved in an accident with an uninsured driver.

Unfortunately, claiming through the MIB can be complex and quite slow. This is why many victims choose to contact us to assist them through the entire process. Our solicitors are trained in this area and have assisted countless people across Northern Ireland. If you need assistance with your claim against an uninsured driver, contact our solicitors or visit our offices in Belfast, Glengormley and Carrickfergus.

Common Injuries sustained in accidents with uninsured drivers

Injuries resulting from car accidents can vary widely depending on the specifics of each incident. Some common types of injuries in accidents with uninsured drivers include:

  • Whiplash or neck strain from the jolt of impact. 
  • Sprains and strains in the back, shoulders, or other joints.
  • Fractures or broken bones.
  • Head injuries such as concussions if an unprotected head strikes the interior of the car. 
  • Lacerations and cuts from broken glass.

We will help you get the medical care you need and pursue the at-fault party for compensation. This can cover any lost income, pain and suffering, as well as other damages.

Is there a time limit to make a claim against an uninsured driver in Northern Ireland?

In a typical accident, you’d claim against the insurance of the party that caused the accident.  However, if the party is uninsured, this isn’t an option. Under these circumstances, you could make a claim through the MIB. You have 3 years from the date of the accident to submit an MIB claim in Northern Ireland. 

Our solicitors have 50 years of experience navigating this unique claims process and we’d be delighted to answer questions you might have. Reach out to our teams in Belfast, Carrickfergus, and Glengormley today.

How long will my uninsured driver claim take?

There’s no set timeline for how long an uninsured driver claim may take to resolve. Several factors influence the length of time it takes to conclude your case, including your specific injuries as well as the negotiation process. Your solicitors aim to guide matters efficiently based on individual needs.

Claims should never be rushed at the expense of gathering compelling evidence or reaching the best settlements. The goal of your solicitors is to conclude the claim process as promptly as feasible given the details of your situation. Please rest assured that we will always work hard to ensure you receive the maximum compensation you’re entitled to.

How much is my claim against an uninsured driver worth?

Each compensation case is evaluated individually based on specifics like injuries sustained, ongoing medical treatment required, loss of earnings, and other factors. In general, claims for accidents with uninsured drivers can include various damages and costs:

  • Pain and suffering compensation for physical and emotional trauma. 
  • Recovery of past and future medical expenses.
  • Reimbursement for time missed from work or inability to participate in normal activities.
  • Compensation for damage to personal property.
  • Legal and administrative costs associated with pursuing the claim through the MIB.

Our solicitors have the expertise to thoroughly investigate liability and build a strong case. A settlement, if reached, would aim to make you financially whole again after enduring an accident that was no fault of your own.

How our car accident solicitors can help

Everyone in Northern Ireland is legally required to have insurance for your vehicle. If someone hit you with an uninsured vehicle and you’ve been injured, you have a right to make an injury claim.

Our solicitors have been helping people across Northern Ireland claim against uninsured drivers for over 50 years. We understand the law and can guide you through the entire claims process. We have hundreds of positive Trustpilot reviews that attest to the high standard of legal service that we provide.

Our uninsured driver solicitors will:

  • Explain the uninsured driver claim process clearly and answer any questions. 
  • Review police reports and other documents.
  • Coordinate medical examinations with experts.
  • Contact the MIB and use our extensive expertise to argue for the maximum compensation you’re entitled to.

You have our commitment that we’ll pursue your claim with the diligence and care it deserves. Our focus remains achieving the best possible outcome to address your needs following an accident. 

If you or someone you know was involved in an accident with an uninsured driver, contact our solicitors today. 

Seymour major solicitor specialising in injury claims

Seymour Major

“We are here to give people across Northern Ireland the bespoke legal advice they deserve.”

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